Author Archives: Ysette

Ask Ysette: Should I Invest When the Market Is At An All-Time High?

I’ll be running an occasional series of financial Q&As. These are curated questions I’ve answered in other financial forums. I may edit for clarity and change details to preserve privacy. Remember, I am not a financial professional so this is for your entertainment only. If you’d like to as a question, please reach out toContinue reading “Ask Ysette: Should I Invest When the Market Is At An All-Time High?”

Ask Ysette: How Should I Split My Investments Between Domestic and International?

I’ll be running an occasional series of financial Q&As. These are curated questions I’ve answered in other financial forums. I may edit for clarity and change details to preserve privacy. Remember, I am not a financial professional so this is for your entertainment only. If you’d like to as a question, please reach out toContinue reading “Ask Ysette: How Should I Split My Investments Between Domestic and International?”

Ask Ysette: How Do I Beat the Market So I can Make Up for Lost Time?

I’ll be running an occasional series of financial Q&As. These are curated questions I’ve answered in other financial forums. I may edit for clarity and change details to preserve privacy. Remember, I am not a financial professional so this is for your entertainment only. If you’d like to as a question, please reach out toContinue reading “Ask Ysette: How Do I Beat the Market So I can Make Up for Lost Time?”

Financial Education!

A while back I was approached by someone asking me if I was interested helping out with developing some financial education topics. Being the nerd that I am, I jumped at the opportunity to have some fun preaching the gospel, as it were. Figuring out what I wanted to cover was pretty easy; actually pullingContinue reading “Financial Education!”

Why Investment Fees Matter

My investing career started when I was a teenager and my mother opened up a Roth IRA for me as soon as I had above-the-table income. (That is what you get when your mother is an accountant!) She asked me what I wanted to invest my money in and I replied “the S&P 500” becauseContinue reading “Why Investment Fees Matter”

What is “Risky” and what is “Safe”? – Volatility and Inflation

Often I will see someone new to investing talk about being scared to invest in “risky” things like the stock market. When the world of investing seems wild and unknown there can be a psychological preference for “safe” investments like CDs or bonds, or something that is easier to intuitively understand, like real estate. TheContinue reading “What is “Risky” and what is “Safe”? – Volatility and Inflation”

Do You Want to Act Rich or Be Rich?

When I was a kid I was socially awkward and nerdy. Somehow my meager clothing allowance never seemed to extend far enough to get me anything that felt cool. I managed to tie those two things together in my mind and came to believe that if I just had enough money to wear fashionable clothesContinue reading “Do You Want to Act Rich or Be Rich?”

Becoming Rich Is Not Easy, But It Is Simple

You want to get rich, right? I want to get rich. Hell, we all do! That is the American Dream. Or something. In any case, building enough wealth to at least be secure and not stay up at night worrying about money is a great goal. So roll up your sleeves and let’s get started.Continue reading “Becoming Rich Is Not Easy, But It Is Simple”

Why We Should Talk More About Money

The old expression goes that you should talk about religion or politics at a dinner party for fear of wading into shark-infested waters. (Side note: remember back in Before Times, when you could get together with friends in person?) We do sometimes broach these subjects, infrequently to have measured, thoughtful exchanges of ideas, and moreContinue reading “Why We Should Talk More About Money”